Preparing for maternity leave can be an overwhelming process for many women. As you anticipate the arrival of your little one, it’s important to make sure you are well-prepared for the time you’ll need to take off work to recover and care for your newborn. In this article, we will guide you on how to compute your SSS maternity benefit in the Philippines, as well as provide some helpful tips to help you prepare for your leave and be ready to read articles about how to get sss, how to check sss contribution to be able to fix all your problems.

Maternity benefits are an important part of the labor law in the Philippines, and it’s essential that all expecting mothers know what they are entitled to. Here’s what you need to know:

 

Maternity Leave

As per Republic Act No. 11210 or the Expanded Maternity Leave Law, female workers are entitled to 105 days of paid maternity leave, regardless of their civil status or legitimacy of their child. An additional 15 days may be granted to solo mothers, for a total of 120 days.

 

Maternity Benefits

During the maternity leave period, female workers are entitled to receive their full pay, which should be computed based on their average weekly or regular wages. The maternity benefit should be paid in two installments, with the first half due within 30 days after the start of the leave, and the second half due on the last day of the maternity leave.

 

SSS Maternity Benefits

The Social Security System (SSS) also provides maternity benefits for its members, including self-employed and voluntary members. The SSS maternity benefit is equivalent to 100% of the member’s average daily salary credit for 105 days. Members must have at least three monthly contributions in the 12-month period before the semester of their childbirth or miscarriage to be eligible for the benefit.

 

PhilHealth Maternity Benefits

PhilHealth also offers maternity benefits to its members. The benefit amount varies depending on the type of facility where the childbirth was performed. For example, if the childbirth was done in a Level 1 hospital, the benefit amount is Php 5,000. If it was performed in a Level 2 hospital, the benefit amount is Php 6,500. If the childbirth was performed in a Level 3 hospital, the benefit amount is Php 7,500.

The Social Security System (SSS) in the Philippines provides maternity benefits to women who are currently employed and paying contributions to the system. To compute your SSS maternity benefit, you’ll need to follow these simple steps:

 

• Determine your average monthly salary credit (AMSC) for the 12-month period immediately before the semester of your childbirth. The semester of your childbirth refers to the two quarters (or six months) prior to the month of delivery.

 

• Multiply your AMSC by 105 days to get your total SSS maternity benefit. The 105-day period includes the 60-day leave for normal delivery and the additional 45 days for Caesarean section delivery.
• If you’re a voluntary or self-employed member of the SSS, you can still qualify for maternity benefits by making advance payments of your contributions for at least three months prior to your delivery.

Proof of pregnancy (ultrasound or medical certificate)

ID card (any government-issued ID with photo and signature)

The employer is responsible for submitting the maternity notification form and other required documents to the SSS. Once the application is approved, the SSS will provide the maternity benefit to the employee.

Preparing for maternity leave isn’t just about crunching the numbers on your SSS benefit. Here are a few more tips to help you get ready for your leave:

 

• Chat with your employer well in advance about your plans for maternity leave. This gives them enough time to set up a temporary replacement for you and make the transition as smooth as possible.
• Meet with your doctor to ensure you have a healthy and safe pregnancy. They can also give you advice on postpartum care and recovery.
• Factor in the financial impact of your leave. Look at your household expenses and budget accordingly. You may also consider alternative sources of income, such as part-time jobs or working remotely.

 

Take advantage of the benefits provided by your employer. Many companies offer additional maternity benefits like paid leave, lactation breaks, and childcare subsidies. Make sure you know what benefits you can get and how to get them.

Preparing for maternity leave can be challenging, but with the right information and preparation, you can make the most of this special time with your newborn. By calculating your SSS maternity benefit and following our helpful tips, you can ensure a smooth transition from work to motherhood. Remember, taking care of yourself and your baby should be your top priority, and with proper planning, you can enjoy a stress-free maternity leave.