Take-home pay calculator

Enter your monthly basic salary or your daily rate. The deductions below use the contribution schedules in force now — none of the three funds raised rates for 2026, so the 2025 tables carry over unchanged.

A large pale shell tile with four smaller tiles separated from it and set aside in a row, one edged in green — the deductions taken out of a whole salary.

Monthly basic salaryTaxable allowances (optional)Allowances count toward SSS and tax, but not toward PhilHealth or Pag-IBIG, which use basic salary only.

Deduction	Amount	Basis
SSS	₱1,250.00	on MSC ₱25,000.00
PhilHealth	₱625.00	on basic ₱25,000.00
Pag-IBIG	₱200.00	on fund salary ₱10,000.00
Withholding tax	₱313.75	on taxable ₱22,925.00
Take-home pay	₱22,611.25	from gross ₱25,000.00

Where these figures come from

SSS Circular 2024-006 (RA 11199 final tranche) — in force from 2025-01-01
PhilHealth premium schedule under RA 11223 — in force from 2024-01-01
HDMF Monthly Fund Salary ceiling increase — in force from 2024-02-01
BIR graduated income tax schedule (RA 10963, 2023 onwards) — in force from 2023-01-01

Paid the minimum wage? The regional wage tables show the daily rate for your region and the date it took effect.

The schedules behind each deduction, with the exact brackets: SSS, PhilHealth, Pag-IBIG and withholding tax.